9 Steps to Get Organized for Financial Success!
by Scott Bilker
I've learned over the years that the better organized you are with all your transactions the less likely you are to: Bounce checks, Exceed credit limits, Pay late, Get charged for stuff you didn't buy, Get hooked into extra charges, Be stressed over bills, Go into perpetual debt, and Let fraud go unnoticed. Here are the 9 quick steps to getting organized for financial success--today!
Survey Results: Financial Software
by Scott Bilker
Using financial software is one of the best ways to get organized! Do you use financial software?
The Do's and Don'ts of Bouncing Back From Bankruptcy
by Paula Langguth Ryan
Bankruptcy is the hardest financial decision you'll ever face. It can be a fresh start, or it can be the start of the biggest financial nightmare ever. To make sure you truly get a fresh start after bankruptcy, follow these "Do's and Don'ts"
I Wasn't Paying Attention: Where Does My Money Go and How Can I Get Some Back?
by Janet Hall
Tracking, planning, and "overhalling" your hard earned money can help you reach any financial goals that you have, help you in getting out of debt, and help you gain back control of your money, your future, and your life.
Why budgets don't work and how to fix it
by Terry Rigg
This article is for those families that have sat down at a desk or the kitchen table time after time trying to develop a family budget that they can live with. Why don't they work?
Almost Retired Planning
by Gary Foreman
Dear Gary, I am 53 and my husband is 60. It is unfortunate that both our careers were in industries that either made no provisions for retirement or went bankrupt leaving behind very small pensions.
7 Steps For Eliminating Your Debt
by Scott Bilker
Many people may say that shedding debt is common sense: "Pay for everything in cash and don't incur any debt." Yeah, sure, easily said when you have a household income of 70 to 80 thousand (and no kids). Obviously the best way to handle your finances is to pay for everything with cash. Not everyone has that luxury.
Payment order counts when saving money on your debt
by Scott Bilker
A big myth in credit card and loan repayment is to "start with the smallest debt" and work your way to the largest. The advice that one should "start with the smallest debt" when applying payments should never be used as a rule of thumb.
Behind in Credit Card Bills
by Gary Foreman
Dear Gary, My husband and I have one credit card debt to the tune of about $3500. I cancelled the account so we can't charge any more....
Credit Surfing Saves You Money
by Scott Bilker
How much do you really save by transferring balances from one card to another? Is "credit surfing" worth the trouble? Let's take a look at how much you would save...
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